FREE Styles for Photoshop Family

1. http://myphotoshopbrushes.com/styles_and_gradients
2. http://www.1stwebdesigner.com/freebies/best-free-photoshop-layer-styles/ 
3. http://vandelaydesign.com/blog/design/free-photoshop-styles/ 
4. http://www.graphicmania.net/33-useful-photoshop-styles-sets-for-your-design/
5. http://photoshopstyles.net/
6. http://www.designzzz.com/free-photoshop-layer-styles-designers/
7. http://diza-74.deviantart.com/gallery/ 
8. http://photoshopstyles.deviantart.com/gallery/ 
9. http://artoriusgothicus.deviantart.com/gallery/#/d3bgf72 (http://artoriusgothicus.deviantart.com/gallery/)
10.  http://textuts.deviantart.com/gallery/
11. http://kimi1122.deviantart.com/gallery/#/d3hr2up 
12. http://browse.deviantart.com/?q=text%20style&order=9&offset=48#/d3i00v1
13. http://vladedimovski.deviantart.com/gallery/
14. http://era-89.deviantart.com/gallery/

Many more FREE photoshop styles to use at http://www.deviantart.com/ , just search " text style" to apply to your custom shape to have different colours of frames ( frames provided by photoshop elements 10).